Finance options 

Interest-free and interest-bearing finance options available for dental treatment

At Honour Health, we believe everyone deserves the smile they love, which is why we’re really pleased to be able to offer the option of interest-free and interest-bearing finance options in Newcastle, Ponteland and Stanley. Subject to age, status and affordability. Minimum spend applies.

Your dream smile is more achievable than you think!

Who is eligible for finance? 

Patients over the age of 18 living in the UK can apply for finance at Honour Health, to spread the cost of private treatment, making it more affordable. Access to finance will be subject to an online credit application.

Subject to age, status and affordability. Minimum spend applies.

Which treatments are included?

Finance options are available for any private treatment costing over £350. This includes Zoom teeth whitening, composite bonding, Invisalign, veneers, orthodontics, dental implants and more.

If you would like to apply for finance for more than one course of treatment, you will be able to do so, subject to the usual credit check process.

How would I make payments?

You would arrange to make monthly payments over an agreed term.

We offer interest-free and interest-bearing finance options for up to a maximum of 12 months at 0% APR.

Any term lasting for more than 12 months would be interest-bearing. Our team will be able to confirm these fees to you before you make your application.

In both instances, we provide you with a quotation that shows the monthly payment and any interest payable over the term of the loan. There are no hidden costs.

How do I get started?

After you’ve agreed a treatment plan with one of our dentists, you’ve confirmed the fees, and you’ve chosen the best finance option for your circumstances, we’ll send you some details for you to complete a straightforward, secure online credit application. You can opt to do this in your own time, in the comfort of your own home.

You won’t have to wait long – a decision will be provided in seconds!

To allow for the compulsory 14-day cooling-off period following finance approval, arrangements must be completed at least two weeks prior to treatment.

Can I combine finance with any other discount?

No, finance is not to be used with any other discount offered at the practice.

For instance, we offer a range of discounts to members of our Honour Health Club, but this would not be valid in conjunction with finance.

Find out more about the discounts and benefits of our Honour Health Club here

What if the cost of treatment changes?

We will let you know as soon as the situation arises. Should treatment costs increase, you can, depending on the amount, choose to have an additional finance option to cover the extra costs, subject to further credit status and affordability checks.

If costs decrease, options can be discussed with the credit provider.

What type of credit search is carried out when I apply for Finance?

 A hard credit search will be carried out. This is visible on your credit file and may impact your credit score.

If you have any further questions about finance options at Honour Health, our reception team will be able to help. Just call or email your chosen practice.  

We look forward to helping you start your smile journey!

Where required by law, loans will be regulated by the Financial Conduct Authority and the Consumer Credit Act 1974.

Medenta Finance Limited, authorised and regulated by the Financial Conduct Authority No: 715523. Registered in Scotland, No: SC276679. Registered address: 50 Lothian Road, Festival Square, Edinburgh, EH3 9WJ. Tel: 01691684175. Medenta act as a credit broker, not a lender and will introduce practices to V12 Retail Finance Limited for which Medenta will receive an introduction commission from Secure Trust Bank plc, V12 Retail Finance Limited’s parent company.

V12 Retail Finance Limited is authorised and regulated by the Financial Conduct Authority. Registration number:679653. Registered office: Yorke House, Arleston Way, Solihull, B90 4LH. Correspondence address: 25-26 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ. V12 Retail Finance Limited act as a credit broker, not a lender, and only offers credit products from Secure Trust Bank PLC for which they will receive a commission, the amount will vary depending on the amount of credit taken out but will not vary depending on the product chosen. Secure Trust Bank PLC trading as V12 Retail Finance is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration number: 204550. Registered office: Yorke House, Arleston Way, Solihull, B90 4LH.

Terms and conditions apply. Written quotations are available on request from Secure Trust Bank PLC. Credit facilities are subject to status and affordability checks and only available to UK residents over the age of 18. Secure Trust Bank PLC reserves the right to decline any application. APR and repayment details are correct at time of publish.

Telephone calls are recorded for training and compliance purposes.